For the cardholder, electronic banking works:
- with an ATM for cash withdrawal, balance inquiry, mini-statement print-out;
- with an EPT for Cash Advance withdrawal or payment in store and online.
For the retailer, electronic banking works:
- with the bank (procedure to join the retailer facility);
- with banks for direct debits;
- with customers for purchase payments.
For international issuers, electronic banking works:
- with banks issuing cards;
- with receiving banks;
- with retailer.